Resources for Businesses

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As we enter a new phase of the COVID-19 pandemic, we understand how businesses, particularly small businesses and nonprofits, are feeling the pain now. While some larger cities, like Salt Lake City, have the financial resources to offer loan programs for small businesses affected by the coronavirus, smaller cities like Midvale City do not have the resources to provide loans. We encourage business owners to visit the following websites to see if they qualify for financial assistance. 

Financial Resources

While some larger cities, like Salt Lake City, have the financial resources to offer loan programs for small businesses affected by the coronavirus, smaller cities like Midvale City does not have the resources to provide loans. We strive to share timely and accurate information about resources for businesses on this website. We encourage business owners to visit the following websites to see if they qualify for financial assistance.

U.S. Small Business Administration (SBA)

The SBA is offering a variety of financial resources. For the most up to date, accurate, information please visit their website Coronavirus (COVID-19): Small Business Guidance & Loan Resources website, As of March 30, 2020, programs include:

Paycheck Protection Program

The Paycheck Protection Program prioritizes millions of Americans employed by small businesses by authorizing up to $349 billion toward job retention and certain other expenses.

Small businesses and eligible nonprofit organizations, Veterans organizations, and Tribal businesses described in the Small Business Act, as well as individuals who are self-employed or are independent contractors, are eligible if they also meet program size standards.

Under this program:

  • Eligible recipients may qualify for a loan up to $10 million determined by 8 weeks of prior average payroll plus an additional 25% of that amount.
  • Loan payments will be deferred for six months.
  • If you maintain your workforce, SBA will forgive the portion of the loan proceeds that are used to cover the first 8 weeks of payroll and certain other expenses following loan origination.

Economic Injury Disaster Loans and Loan Advance

To apply for a COVID-19 Economic Injury Disaster Loan, click here.

In response to the Coronavirus (COVID-19) pandemic, small business owners in all U.S. states, Washington D.C., and territories are eligible to apply for an Economic Injury Disaster Loan advance of up to $10,000.

The SBA’s Economic Injury Disaster Loan program provides small businesses with working capital loans of up to $2 million that can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing. The loan advance will provide economic relief to businesses that are currently experiencing a temporary loss of revenue. Funds will be made available within three days of a successful application, and this loan advance will not have to be repaid.

SBA Debt Relief

The SBA Debt Relief program will provide a reprieve to small businesses as they overcome the challenges created by this health crisis.

Under this program:

  • The SBA will also pay the principal and interest of new 7(a) loans issued prior to September 27, 2020.
  • The SBA will pay the principal and interest of current 7(a) loans for a period of six months.

SBA Express Bridge Loans

Express Bridge Loan Pilot Program allows small businesses who currently have a business relationship with an SBA Express Lender to access up to $25,000 with less paperwork. These loans can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing and can be a term loans or used to bridge the gap while applying for a direct SBA Economic Injury Disaster loan. If a small business has an urgent need for cash while waiting for decision and disbursement on Economic Injury Disaster Loan, they may qualify for an SBA Express Disaster Bridge Loan.


  • Up to $25,000
  • Fast turnaround
  • Will be repaid in full or in part by proceeds from the EIDL loan

Find an Express Bridge Loan Lender by connecting with your local SBA District Office.

State of Utah

Utah Leads Together: A Plan for a Health and Economic Recovery

On March 24, 2020, Gov. Herbert released “Utah Leads Together," a comprehensive task force plan to mitigate the economic consequences of COVID-19. The plan aims to eventually return Utah to the record-setting economic growth it enjoyed before the pandemic. The report and economic playbook include recommendations from dozens of Utah state and industry leaders. As the federal government continues to pass legislation to address the economic impact of the coronavirus pandemic, we encourage business owners to follow the Utah Governor’s Office of Economic Development website, which is updated daily.  

Utah Leads Together Small Business Bridge Loan Program

The Utah Governor’s Office of Economic Development is offering a Utah Leads Together Small Business Bridge Loan Program to Utah-based small businesses with 50 or fewer employees impacted by the COVID-19 pandemic. Loan amounts range from $5,000 to $20,000 with 0% interest for up to a 60-month period. Loan amounts shall not exceed three months of demonstrated operating expenses. Loan payments are deferred for 12 months. GOED will use up to 25% of the funding for rural Utah businesses.

The Utah Leads Together Small Business Bridge Loan program uses about $8 million in repurposed state economic development funds to provide gap funding to Utah’s small businesses. The Utah Department of Workforce Services has also contributed $500,000 to the bridge loan program.

While this bridge loan program is not for nonprofits, we encourage Utah nonprofits to apply for SBA Economic Injury Disaster Loans.


  • Businesses must be established and licensed before January 1, 2020, and in good standing with the Utah Division of Corporations and Commercial Code (will be verified here).
  • Applicants must have employees on their payroll for whom they have had payroll taxes withheld (i.e., W-2 employees).
  • Applicants must provide six months proforma of estimated lost revenue or other documented loss evidence.
  • No collateral requirements.
  • Eligible loan uses include working capital to support payroll expenses, rent, mortgage payments, utility expenses, or other similar expenses that occur in the ordinary course of operations.
  • Receiving other forms of emergency funding will not disqualify an applicant from receiving loan funds through this program. Still, companies must disclose if they have applied for emergency funding from other sources.

Salt Lake County

Salt Lake County Office of Economic Development has implemented a business and economic hotline to better direct those needing assistance to programs available. If closures present an extraordinary hardship, please contact Salt Lake County Economic Development at 385-468-4011. This phone line will be active beginning Tuesday, March 31, at 10:00 a.m.


Facebook has established a Small Business Grants Program to assist businesses in addressing the impacts of COVID-19. These grants will include both cash grants and ad credits.


All counties, tribes, government agencies, and certain private non-profits in Utah are eligible for Public Assistance under FEMA-3478-EM. There is no threshold an organization must meet before applying. To see eligible emergency protective measures please see FEMA's Fact Sheet here.

Midvale City Responds

On March 13, Mayor Hale declared a local emergency. The declaration will be ongoing for 30 days unless an extension is authorized by the Midvale City Council by resolution. During the term, residential and commercial water service will not be disconnected for non-payment of Midvale City Utility Bills. The city is not providing the services for free, so bills will continue to accrue even if they’re not being paid.

In order to assist local restaurants in continuing to serve customers, Mayor Hale has issued a directive lifting restrictions on Midvale City’s temporary sign ordinance for businesses. This will provide businesses an opportunity to advertise adjustments to their services on signs in the public right-of-way. And businesses wishing to display a temporary sign will not need to apply for a permit until further notice “If this temporary measure leads a business to attract more customers, then it was worth it to support our local small business owners," Mayor Hale said. "The more we can do now, the easier it will be for our businesses to recover.” Temporary signs that block visibility at driveways or intersections, or that create a safety hazard of any kind, are still prohibited.

Midvale City implemented a “Keep Calm and Carry Out” social media campaign aimed at encouraging residents to continue to patronize local restaurants using takeout and delivery options, while safely following the Salt Lake County Health Department guidelines.

State of Utah

The State of Utah has issued a Directive on “Stay Home, Stay Safe”.  Details about the directive can be found at

Salt Lake County 

Salt Lake County has issued a Health Order regarding “Stay Home, Stay Safe”.  Details including the Health Order, infographics, and list of essential services can be found at


The resources provided below are up-to-date as of March 24, 2020. Please follow the hyperlinks for additional information, as in most cases eligible businesses and nonprofits must proactively reach out for assistance.

Midvale's Utilities Department has suspended disconnections on water services for nonpayment of utility bills at this time. 

Dominion Energy will not shut off your power for nonpayment at this time. They have suspended all service disconnections as individuals, families, businesses and communities pull together to meet our collective needs. They are reconnecting residential customers whose services were shut off. If your service was previously shut off for nonpayment, please contact them and they will work with you to restore your service.

Rocky Mountain Power has temporarily suspended disconnections for non-payment. The company will work with customers who are impacted economically by COVID-19 by waiving late fees and providing payment plans as needed. If you are having trouble paying your bill, please let them know as soon as possible. Request more time to pay or set up a payment plan. Call customer care specialists anytime at 1-888-221-7070.

If you receive a call, text or email threatening to shut off your power unless you pay immediately - it's a SCAM. Learn the tactics scammers use and how to avoid them at

T-Mobile is not disconnecting small business customers due to inability to pay at this time. Additionally, it is temporarily waiving any late fees that small business customers incur due to the COVID-19 situation. Visit their website to confirm that you are eligible.

Internet access 

Every internet provider that has signed the Federal Trade Commissions'Keep Americans Connected Pledge has pledged for 60 days to not terminate service to any residential or small business customers because of their inability to pay their bills due to the disruptions caused by the coronavirus pandemic; waive any late fees that any residential or small business customers incur because of their economic circumstances related to the coronavirus pandemic; and open its Wi-Fi hotspots to any American who needs them. In addition, some companies are offering no-cost, in-home internet for up to two months during the coronavirus outbreak if you qualify for certain low-income internet programs or have a student living in your household. Search online for a list of participating providers. 


The Federal Internal Revenue Service has automatically extended the deadline for 2019 individual and corporate returns and payments to July 15, 2020, without penalties and interest, regardless of the amount owed. See this news release on the IRS website regarding the federal extension.

The Utah State Tax Commission, after consultation with the Governor, the President of the Senate and the Speaker of the House, intends to follow the federal government’s tax filing and payment actions in response to the COVID-19 outbreak. They are waiting to review the official instructions from the IRS to make certain that we align properly with the federal requirements. The due dates of Utah corporate and pass through entities is set by state statute and will not be effected by IRS changes in the due dates for those returns without action by the legislature. Please refer to their website for the most accurate information. 


Many banks have offered deferment and forbearance to business loan customers having trouble making payments. You can search for your bank on the American Bankers Association’s ongoing A-Z list of coronavirus response programs. 


The Department of Workforce Services continues to closely monitor the COVID-19 pandemic, under the direction of the Governor’s Office. At this time, Department of Workforce Services offices remain open during regular business hours, but they strongly encourage the use of telephone and online tools as much as possible, including live online chat during business hours.  Please check their website regularly as these resources will continually be updated.

COVID-19 and Unemployment Insurance - FAQ for Employees
COVID-19 and Unemployment Insurance - FAQ for Employers

Before considering closures or layoffs for your business, please visit our Rapid Response page for guidance and more information on Pre-Layoff Services.


Utah Transit Authority is reducing the frequency of routes.  More information can be found at New frequency will go into effect on April 5.

Counseling Services

The Disaster Distress Helpline, 1-800-985-5990, is a 24/7, 365-day-a-year, national hotline dedicated to providing immediate crisis counseling for people who are experiencing emotional distress related to disaster. This toll-free, multilingual, and confidential crisis support service is available to all residents in the United States and its territories. Stress, anxiety, and other depression-like symptoms are common reactions after a disaster. Call 1-800-985-5990 or text TalkWithUs to 66746 to connect with a trained crisis counselor.